Now Reading: Healthcare costs overtake job security as top worry for corporate India
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Healthcare costs overtake job security as top worry for corporate India
Healthcare costs overtake job security as top worry for corporate India
Nine in 10 respondents to Tata AIG's The Corporate Health Protection Pulse 2026 survey said unexpected medical expenses cause them financial stress. Healthcare costs have overtaken job security and EMIs as the…
The Story in Brief
Nine in 10 respondents to Tata AIG's The Corporate Health Protection Pulse 2026 survey said unexpected medical expenses cause them financial stress. Healthcare costs have overtaken job security and EMIs as the biggest financial worry for corporate India. Nearly seven in 10 said they could sustain themselves for six months or less if they lost their job.
While 84% consider additional health coverage important, almost half have no personal health insurance beyond their employer-provided group medical cover (GMC). Only 41% of employees are fully aware of their GMC features. The survey covered 748 corporate employees across eight Indian cities.
The Indian Opinion
The narrative that corporate India has ample financial cushioning through employer insurance is misleading. This survey shows nearly half of employees have no personal health cover, and 75% doubt their group medical cover alone would suffice in an emergency. The real test will be whether employers respond with portable or top-up plans, or if employees continue to rely on inadequate group cover.
Sources (2): economictimes.indiatimes.com, health.economictimes.indiatimes.com
This story was synthesised by AI from the 2 sources linked above.
Updated: this story now draws on 2 sources.
